If you are looking for low cost insurance that is based on your driving history, it may be time to compare Geico motorcycle insurance rates. You may be surprised at the amount of savings you can get by going with the insurance company instead of trying to find a policy on your own. One of the first things you will learn is that you don’t have to have full coverage to get a good rate. Most people only think of it when they are looking for a short term plan. For instance, if you are on a job and need to ride your bike a lot because of your job, you will probably pay more than someone who plans on riding their bike most of the time. The lower your coverage, the cheaper your rate will be. It is also important to know that while you might get discounts for specific parts of your driving history, if you were convicted of a DUI or any other moving violation you will still pay for it.
Another reason to get low cost insurance is that your rates will be based on what your bike costs. You can choose from Geico’s Basic Plus Plan that will give you 100% collision coverage, liability, comprehensive, and medical. On the other hand, you can choose the more expensive Basic Plus Plan that provides up to 500% of your coverage. The next step is to check to see what other companies offer in terms of coverage. If you have had some type of accident before with another insurance company, you may want to check out what they offer for coverage so you will be sure to get the most bang for your buck.
If you don’t drive a lot, but still want to reduce your premiums, a plan called Geico Commercial coverage may be perfect for you. This plan will also reduce your insurance cost, but it will only work when you are using your bike to make money and that is usually for business. If you don’t have a business to run, there is no reason for you to worry about losing your bike when you take out this plan. The price of a Geico policy is based on your driving history. This means that if you have an accident, have a ticket, have a DUI, or some other driving infraction you can expect to pay more for your Geico motorcycle insurance than someone who doesn’t have any history of having an accident. The exception is if you drive without a helmet while biking.
Some people get confused about Geico because they see the name and think it is the same as Geico because they were both established by insurance companies. They may not realize that Geico is one company. This means that both companies are different from each other but still share some of the same insurance features. Of course you should compare a Geico policy with what you already have from other companies. It may be worth your while to switch over to their policies if you are on the lookout for low cost insurance.